From someone whose only wisdom in this case was to listen to a friend.
About a year ago my friend Michael convinced me to get an external hard drive for back up. Without that back up, when my hard drive crashed last week a major pain in the neck would have been a catastrophe, with many years' worth of writing and research either lost or rendered very difficult to get. My computer repair people said they could usually retrieve the information off a crashed disc - but that it was pretty expensive to do.
Moral: If you do not have an external hard drive or equivalent, get one! They aren't very expensive. My Costco one was about $100. I think less. It was easy to use. Mac's Time Machine can do the rest, and so can SuperDuper. Easy. Even for me, a computer doofuss.

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You're right; I need to. Maybe after the holidays.
I learned this the hard way when I was younger. Made a full-blown RPG with the BASIC programming language over the course of a year. Then, a virus ate everything on my computer. Lost everything. So, now I have a 1TB backup from Iomega. Relatively cheap, and worth every penny.
Personally, I suggest going to Linux full time. You'll have fewer problems overall.
http://ubuntuevangelist.blogspot.com/ can help
An external hard drive for backup is an excellent start. Remember though that if either that, or your main PC drive goes kaputt, then you will still only have 1 copy of your data left at that moment.
So, it's not a bad idea to have a second backup option (online or another external or a copy on DVD etc).
Oh, and store one of them somewhere physically different. A burglar wont leave your external disk behind out of thought for you when he steals your PC, and fire and flood are equally non-discriminatory!!!
If you still end up in the position of needing to get lost or deleted files back then there are also file recovery software products that can help you get deleted files back in many cases as deleted data normally remains on the disk until something new overwrites it (moral, if you lose or deleted files you want back, stop using the device in the meantime!)
Point well made. I've been meaning to do backups for ages; I finally did it today!
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