Let's start with the good news, of course. From NAMI (National Alliance for Mental Illness):
By a vote of 263-171, the House October 3 gave final approval to the Paul Wellstone-Pete Domenici Mental Health Parity and Addiction Equity Act of 2008 as part of the Emergency Economic Stabilization Act (HR 1424). President Bush is expected to sign the legislation later.
A Triumph for Consumers and Families
This victory in the House ends a nearly 20 year effort to require group health plans to cover treatment for mental illness on the same terms and conditions as all other illnesses. NAMI is extremely grateful for the tireless work of advocates from all over the nation that contacted their Senators and House members to push for this landmark legislation. The advocacy voice of people living with mental illness and their families made a tremendous difference in securing this long sought victory.
NAMI also salutes the leadership of the sponsors of parity in Congress including Senators Pete Domenici (R-NM), Edward M. Kennedy (D-MA), Mike Enzi (R-WY) and Christopher Dodd (D-CT) and Representatives Patrick Kennedy (D-RI) and Jim Ramstad (R-MN). Today NAMI also remembers the contributions of the late Senator Paul Wellstone (D-MN) in bringing parity forward. After nearly 20 years, their efforts have resulted in mental illness treatment no longer being subject to 2nd class status in our health care system.
What Happens Next?
President Bush is expected to sign HR 1424 very quickly in order to restore confidence in sagging credit markets. The parity law becomes effective 1-year after enactment of the bill. This will mean that group health plans will no longer be able to impose limits on inpatient days or outpatient visits or require higher deductibles or cost sharing for mental illness or addiction treatment that are not also applied to all other medical-surgical coverage.
There is a special effective date rule for collective bargaining agreements that would delay imposition of the parity requirements until the next collective bargaining contract goes into effect. The law requires that the Departments of Labor, Health and Human Services and Treasury issue regulations within 1 year, although failure to issue such regulations will not delay the effective date of parity.
In the coming weeks, NAMI will be developing educational materials and guidelines on how parity will impact insurance coverage for consumers and families. For now, NAMI advocates can celebrate a landmark achievement!
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This is awesome! I have a question though. Does this apply to ALL health insurance plans? What if you are insured through your spouse who is a member of a Local (as in a union). I called on this last year because I had heard of such a law being passed and they said that because they were "personal insurance" or some malarkey like that, that they did not have to follow those rules.
I am blessed to have fairly good insurance coverage for mental health although it is limiting as to how many visits (out/inpatient) are allowed per year. And actually, now that I think of it--it's really not THAT spectacular. I mean, they only pay 50%. But I know I should be thankful for this as there are so many without health insurance. So, I will NOT complain.
Is there any way to find out more about this legislation? Thanks. Valerie
Finally !!! That doesn't help the $11,000 bill I owe to the psych hospital that treated me, but will help others in the future. I heard that the President did sign the bill I think last week. Yay.
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