Your Daily Spiritual Stimulus

Here's a prayer to help our readers who are unemployed and searching for work. You can also offer prayers of support to these readers on our Financial Prayer Circle.

"My husband has been laid off since the second week of August.  It has been a very hard struggle for us. We've been through hard times before but never this long."

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"My friend will be getting laid off from his job shortly. He and his wife have 3 children. Please pray that he'll be able to take care of them."

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"Please Pray She finds suitable employment to sustain her living quarters and also help others in need!"

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Dear God,
I pray and ask for your love, guidance and support
in helping me to find meaningful work that will make
good use of the skills and abilities you have given me.
Help me to stay positive, hopeful and awake to new
possibilities. Give me strength, courage, faith and trust
that everything is unfolding perfectly for my highest good.
Help me to receive into my life all the resources that I need
- mentally, physically, spiritually, and financially - so that I
may experience sufficiency, ease and grace. May I be free
from fear of lack and limitation. I surrender this to you
and trust that all my needs are always met. Thank you for
the blessings you have given me, for your light, your love and
your protection on my life, my family and our home on earth.
I consider it done, and so it is.
Amen.

~Deborah Price

Peace & Blessings!
 

Many people are burdened by debt today and are not sure what to do to move beyond their present financial circumstances. If you've decided to it's time to take control of your finances and reclaim your life, you don't have to do it all alone. There are many great resources out there that can assist you.

Here's a few resources that you can reach out to for help and support:

1. The National Foundation for Credit Counseling - A nonprofit organization that provides low cost credit counseling and financial education. They also have some wonderful free tools on their website. You can reach them at 800-388-2227.

2. American Consumer Credit Counselors is a non-profit organization that provides Credit Counseling, Debt Consolidation and Debt Management Services. They can often work out payment plans, renegotiate rates, balances and help you create a manageable payment plan. Their fees are determined on the basis of your ability to pay. Contact them at 800-769-3571.

3. When you are seeking the assistance of a credit counselor or debt management company, make sure they are certified with the NACCC (National Association of Consumer Credit Counselors and/or the AFCPE Association for Financial Counseling, Planning and Education.)

4.Know Your Rights - Debt collectors are not allowed to threaten, abuse or harass you. If you are being hounded by debt collectors, you can send a out a "cease and desist" letter asking them to cease contact with you. This does not, however, relieve you of the debt. But it should give you some peace.

In addition to getting the help and support you need and deserve, it is equally important to work on financial forgiveness and healing any feelings you may have about yourself or circumstances. As you work toward financial resolution in whatever way makes sense for you, you will begin to feel better about yourself and more hopeful about the future.

The path to financial forgiveness begins with one step toward resolution and another toward self-forgiveness. It is difficult to move forward and create a new financial reality if you are carrying the burden of the past along with you. So forgive, make a plan, get help and support and everyday just do your best. Then let go and let God. In time...all will be resolved.

Peace and Blessings!

With over 15% of the population unemployed, the folks in Wilmington, Ohio have been hit hard and many of them rely heavily on a local soup kitchen called "Your Father's Kitchen" for their evening meal. Then, hard times hit the soup kitchen, too and just as they were about to shut their doors, an angel appeared.

When celebrity chef, Rachel Ray, heard the soup kitchen was about to close, she decided to lend some helping hands. While on tour with Nick Lachey, Rachel Ray and her entire crew stopped at the Wilmington, Ohio kitchen to not only help keep their doors open, but to remodel their entire kitchen.

Along with the remodel, the soup kitchen received new appliances, a more workable space and enough food to last for a year with the help of Sara Lee!

"Now, says Allen Willoughby, director of the soup kitchen, we'll get their pies and all their breads and bakery goods and meats. It's going to be great." The kitchen feeds up to 500 people a day.

"The town has been devastated, said Rachel Ray. "We want to do something for them that will last much longer than one meal, one day."

If you'd like to help out too, contact Feeding America,or Share Our Strength to find out about local food banks or soup kitchens in your area.

With the holidays approaching, let's see what we can do to share our blessings with those who are in need of our care and support

God Bless you, Rachel Ray and your wonderful crew for your good work.

Peace & Blessings!

Money problems, mounting bills or job loss can be very stressful on any relationship. When we are stressed, we are not always our best selves and it can be easy for couples to fall into the trap of anger and blame. Which is sort of like throwing gasoline on a fire...it simply causes the problems to get bigger and potentially out of control.

If you're relationship or marriage is being challenged by the recession, here's a few  tips that I recommend to help you through this challenging times:

1. Forgive yourself (and your spouse) for your financial circumstances. What's done is done, forgive and release it. You cannot rebuild your lives and the future if you are living in the past.

2. If you're heavily in debt and need help, contact the American Consumer Credit Counseling, a non-profit organization that can help you get back on track.http://www.consumercredit.com/

3. Contact the National Foundation for Credit Counseling and locate a certified credit counselor to in your area to help you. Remember, It's important to work with people who are properly trained and certified.

4. Remember that your core money issues get triggered when you are under stress, but they most likely did not originate in your marriage. They usually represent unhealed wounds from childhood that you each brought into the relationship. Have compassion for yourself and seek help to heal the wounds from the past.

5. It is so easy to focus on what's wrong that we often forget to remember what's good in our  relationship. Make a list of what is working in your relationship and what you truly love about your partner. Share this openly with one another. We all greatly need to be acknowledged.

6. Most financial differences are due to a failure to effectively communicate our needs, fears and grievances, which tend to accumulate over time. Learn to talk openly and calmly and without blame. If there is an issue that is irresolvable, seek professional guidance.

Here's a prayer for all those couples in need of help at this time:

Dear God,
Please help me and my beloved to move past
our personal and financial challenges.
Show us the way to forgiveness,
help us to release the past
and awaken to the gift of today which brings
new hope and opportunity to begin again.
Help us to recover from our financial struggles,
to become free from debt and learn
from our past experiences.
Please strengthen our faith in you and our relationship,
heal our wounds and return us to the heart of our love.
We surrender this you and know that it is done.
And so it is.
Amen.

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